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Since its inception, the ���ϲ����� Facts (formerly titled the ���ϲ����� Fact Book) has delivered detailed information for reporters, businesses, regulators, legislators and researchers seeking a greater understanding of trends and statistics that shape the insurance industry. Find details on auto, homeowners, and business insurance markets, from data on direct premiums written to the factors impacting the cost of these coverages.

Please note as of 2022, we no longer offer an annual PDF. ���ϲ����� Facts is available solely online for the benefit of Triple-I members. For information regarding membership, visit www.iii.org/membership.

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This edition has content to address many events, including: Emerging Risks: Insurer Response to the Pandemic; new sections on Civil Disturbance and COVID-19; Homeowners High-Risk Markets; and expanded commercial insurance data.

NOTE: The Fact Book PDF may not be distributed or resold, and refunds are at the discretion of the publisher.

This edition has data on several topics, including coastal storm surge risk; marijuana and workers compensation; and a new section, “Emerging and Evolving ���ϲ����� Issues.”

NOTE: The Fact Book PDF may not be distributed or resold, and refunds are at the discretion of the publisher.

This edition has data on several topics, including: reinsurance; storm surge risk; hail; and marijuana and impaired driving, among others.

NOTE: The Fact Book PDF may not be distributed or resold, and refunds are at the discretion of the publisher.

This edition has included more international statistics, including data on the leading companies of the Top 10 Countries by Life and Nonlife Premiums, and we added more information on cybercrime, and opioid use.

NOTE: The Fact Book PDF may not be distributed or resold, and refunds are at the discretion of the publisher.

/smallbusiness

There are over seven million small businesses in the U.S., ranging from construction firms to grocery stores to home-based businesses. This guide helps businessowners decide what kinds of insurance they need for their particular enterprise.

NOTE: The Insuring Your Business: A Small Businessowners' Guide To ���ϲ����� PDF may not be distributed or resold, and refunds are at the discretion of the publisher.

A guide to the insurance industry for reporters, public policymakers, students, insurance company employees, regulators and others. Provides concise explanations of auto, home, life, disability and business insurance, as well as issues papers, a glossary and directories. (Note: This book updates and expands upon the former I.I.I. ���ϲ����� Handbook for Reporters and the ���ϲ����� Handbook for Policymakers).

Web version available at: /insurance-handbook

NOTE: The ���ϲ����� Handbook��PDF may not be distributed or resold, and refunds are at the discretion of the publisher.

Edited by Ruth Gastel, CPCU (2004). Reinsurance experts explain the fundamentals of the business including facultative reinsurance, constructing catastrophe and liability reinsurance programs, loss development and the role of the intermediary, as well as the different markets. The challenges discussed range from catastrophe modeling, the securitization of risk and other alternative risk management techniques to changes in the reinsurance environment and the nature of risk itself.

NOTE: The Reinsurance Fundamentals��PDF may not be distributed or resold, and refunds are at the discretion of the publisher.