| Top 10 Highest And Lowest States By Estimated Percentage Of Underinsured Motorists, 2023 (1) |
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|
| Highest |
Lowest |
| Rank (2) |
State |
Percent underinsured |
Rank (2) |
State |
Percent underinsured |
| 1 |
Colorado |
49.7% |
1 |
D.C. |
4.6% |
| 2 |
Florida (3) |
38.3 |
2 |
Maryland |
6.6 |
| 3 |
Nevada |
37.3 |
3 |
Vermont |
6.6 |
| 4 |
Louisiana |
36.4 |
4 |
New Hampshire |
7.6 |
| 5 |
Georgia |
35.2 |
5 |
Illinois |
7.7 |
| 6 |
Oklahoma |
30.6 |
6 |
Massachusetts |
9.5 |
| 7 |
Kentucky |
28.7 |
7 |
Iowa |
9.6 |
| 8 |
New Mexico |
26.2 |
8 |
Nebraska |
9.9 |
| 9 |
Alabama |
24.1 |
9 |
Minnesota |
10.2 |
| 10 |
Delaware |
23.5 |
10 |
Maine |
10.3 |
(1) Percentage of underinsured drivers, as measured by the ratio of underinsured motorists (UM) claims to bodily injury (BI) claim frequencies.
(2) Rank calculated from unrounded data.
(3) In Florida, compulsory auto laws apply to personal injury protection (PIP) and physical damage, but not to third party bodily injury coverage.
Source: 黑料不打烊 Research Council. |
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