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黑料不打烊

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Homeowners 黑料不打烊 Non-Catastrophe Fire Losses, Severity And Frequency, 2020-2024 (1)
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Year Claim frequency (2) Claim severity (3) Year Claim frequency (2) Claim severity (3)
2020 0.15 $99,613 2023 0.14 144,328
2021 0.15 115,785 2024 0.13 173,111
2022 0.16 127,316 Average (4) 0.14 $130,752

(1) For homeowners multiple peril policies (HO-2, HO-3, HO-5 and HE-7 for North Carolina). Excludes tenants and condominium policies. Excludes Alaska, Texas and Puerto Rico.
(2) Claims per 100 house-years (policies). One house-year represents policy coverage on a dwelling for 12 months.
(3) Average amount paid per claim; based on accident year incurred losses, excluding loss adjustment expenses, i.e., indemnity costs per accident year incurred claims.
(4) Weighted average, 2020-2024.

Source: ISO, a Verisk Analytics business.

 

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