Sorry, you need to enable JavaScript to visit this website.

ºÚÁϲ»´òìÈ

Triple-I ºÚÁϲ»´òìÈ Facts

U.S. ºÚÁϲ»´òìÈ Industry, All Sectors

Employment and Other Economic Contributions

ºÚÁϲ»´òìÈ Carriers And Related Activities Employment By State, 2023 (1)
View Full Table
 
State Number of employees State Number of employees
Alabama 32.6 Montana 7.5
Alaska 1.9 Nebraska 32.1
Arizona 72.8 Nevada 20.9
Arkansas 19.4 New Hampshire 12.1
California 192.8 New Jersey 87.4
Colorado 47.1 New Mexico 11.9
Connecticut 55.8 New York 149.6
Delaware 6.3 North Carolina 83.2
District of Columbia 3.7 North Dakota 9.5
Florida 218.6 Ohio 127.5
Georgia 101.8 Oklahoma 24.2
Hawaii 7.3 Oregon 24.7
Idaho 13.9 Pennsylvania 129.2
Illinois 144.1 Rhode Island 13.8
Indiana 58.8 South Carolina 40.5
Iowa 47.6 South Dakota 8.4
Kansas 28.4 Tennessee 62.6
Kentucky 34.2 Texas 284.0
Louisiana 35.6 Utah 22.1
Maine 13.4 Vermont 4.2
Maryland 46.0 Virginia 65.3
Massachusetts 78.0 Washington 43.2
Michigan 82.5 West Virginia 9.8
Minnesota 74.8 Wisconsin 73.7
Mississippi 13.0 Wyoming 2.8
Missouri 63.9 United States 2,844.6
(1) Total employment. Does not match data shown elsewhere due to the use of different surveys. Source: ºÚÁϲ»´òìÈ Information Institute and Employees by NAICS industry, Bureau of Labor Statistics, U.S. Department of Commerce.

Companies by State

Domestic ºÚÁϲ»´òìÈ Companies By State, Property/Casualty And Life/Annuities, 2022
View Full Table
 
State Property/casualty Life/annuities State Property/casualty Life/annuities
Alabama 19 8 Montana 14 2
Alaska 4 0 Nebraska 51 32
Arizona 53 30 Nevada 11 0
Arkansas 13 17 New Hampshire 47 0
California 90 16 New Jersey 64 3
Colorado 10 15 New Mexico 20 0
Connecticut 64 26 New York 165 78
Delaware 102 26 North Carolina 55 11
D.C 5 0 North Dakota 14 3
Florida 110 10 Ohio 148 40
Georgia 22 14 Oklahoma 36 23
Hawaii 15 4 Oregon 16 2
Idaho 10 1 Pennsylvania 140 20
Illinois 197 49 Rhode Island 20 1
Indiana 58 24 South Carolina 20 6
Iowa 73 34 South Dakota 16 2
Kansas 21 11 Tennessee 29 16
Kentucky 9 8 Texas 212 124
Louisiana 33 27 Utah 12 16
Maine 11 3 Vermont 11 1
Maryland 19 4 Virginia 19 2
Massachusetts 47 16 Washington 5 5
Michigan 64 20 West Virginia 22 1
Minnesota 39 8 Wisconsin 153 18
Mississippi 17 12 Wyoming 2 0
Missouri 49 28 United States (1) 2,456 817
(1) Excludes territories. Excludes health insurers, risk retention groups, fraternals, title and other insurers. Source: 2022 ºÚÁϲ»´òìÈ Department Resources Report, published by the National Association of ºÚÁϲ»´òìÈ Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

Premium Taxes by State

Premium Taxes By State, Property/Casualty, Life/Annuity and Health Insurers, 2023 (1)
View Full Table
($000)
State Amount State Amount
Alabama $563,244 Montana $163,891
Alaska 63,446 Nebraska 87,723
Arizona 811,228 Nevada 546,898
Arkansas 374,949 New Hampshire 154,258
California 3,690,456 New Jersey 723,894
Colorado 533,490 New Mexico 388,600
Connecticut 254,304 New York 2,456,791
Delaware 145,896 North Carolina 1,169,639
D.C. 161,039 North Dakota 80,032
Florida 1,993,432 Ohio 767,006
Georgia 527,642 Oklahoma 333,261
Hawaii 210,527 Oregon 80,039
Idaho 139,362 Pennsylvania 939,974
Illinois 547,184 Rhode Island 154,474
Indiana 268,114 South Carolina 337,845
Iowa 173,028 South Dakota 105,088
Kansas 503,133 Tennessee 1,274,120
Kentucky 212,229 Texas 4,064,627
Louisiana 1,229,146 Utah 202,989
Maine 133,032 Vermont 72,313
Maryland 856,566 Virginia 733,514
Massachusetts 613,510 Washington 847,086
Michigan 471,261 West Virginia 187,006
Minnesota 752,517 Wisconsin 251,916
Mississippi 436,639 Wyoming 33,024
Missouri 516,480 United States $32,337,862
(1) Includes other insurance companies. Data are for each state's fiscal year. Source: U.S. Department of Commerce, Bureau of the Census.

Life/Annuity Financial Data

Premiums by Line

Life/Annuity Insurers Direct Premiums Written And Annuity Considerations By State, 2024 (1)
View Full Table
($ millions)
State Life insurance Annuities Accident and health insurance (2) Deposit-type contract funds Other considerations Total
Alabama $2,740 $5,782 $3,638 $282 $497 $12,940
Alaska 994 650 334 38 309 2,326
Arizona 4,137 13,973 4,907 542 1,541 25,101
Arkansas 1,417 2,817 1,305 139 294 5,972
California 21,753 49,687 18,749 3,322 12,718 106,227
Colorado 3,433 8,558 5,653 7,204 1,239 26,086
Connecticut 2,850 9,048 5,045 3,206 1,081 21,229
Delaware 2,122 6,182 1,047 108,662 233 118,246
D.C. 522 1,010 1,189 818 187 3,726
Florida 13,174 42,016 18,932 2,120 2,365 78,608
Georgia 6,826 12,029 9,182 2,998 2,670 33,705
Hawaii 1,358 2,634 872 85 388 5,337
Idaho 816 2,182 774 144 488 4,404
Illinois 7,913 19,720 9,916 11,013 3,214 51,776
Indiana 3,654 9,643 5,566 2,905 1,065 22,834
Iowa 3,192 5,983 1,697 13,783 6,009 30,664
Kansas 1,707 3,658 4,491 3,551 344 13,751
Kentucky 1,921 5,445 2,159 258 518 10,301
Louisiana 2,723 7,027 3,424 418 712 14,305
Maine 538 2,199 1,192 103 207 4,239
Maryland 3,623 9,341 4,932 959 1,187 20,043
Massachusetts 4,550 13,989 6,225 1,909 4,152 30,826
Michigan 5,357 19,135 4,926 1,627 1,228 32,272
Minnesota 5,154 10,909 2,790 1,000 1,647 21,500
Mississippi 1,523 2,810 2,334 113 183 6,964
Missouri 3,491 9,992 5,553 2,685 929 22,650
Montana 528 1,022 557 101 309 2,517
Nebraska 1,282 3,292 1,854 912 262 7,602
Nevada 1,704 3,630 1,920 704 800 8,758
New Hampshire 779 3,604 1,039 100 230 5,753
New Jersey 7,838 23,398 11,229 2,812 1,586 46,862
New Mexico 818 1,758 926 125 383 4,010
New York 13,631 33,255 16,542 111,356 5,871 180,654
North Carolina 6,265 17,332 7,861 690 885 33,032
North Dakota 596 1,737 390 371 196 3,290
Ohio 6,470 21,763 8,858 33,014 1,570 71,674
Oklahoma 1,724 3,386 1,834 259 474 7,677
Oregon 1,477 4,393 2,564 408 1,802 10,644
Pennsylvania 7,561 27,339 11,222 2,638 2,280 51,040
Rhode Island 593 2,382 633 115 123 3,845
South Carolina 2,950 8,326 3,744 353 379 15,753
South Dakota 2,586 1,573 529 138 597 5,423
Tennessee 4,116 9,815 5,878 1,403 1,601 22,812
Texas 16,166 36,260 21,156 3,292 4,509 81,382
Utah 1,753 4,890 2,036 2,182 3,633 14,493
Vermont 286 1,450 409 61 140 2,346
Virginia 5,072 11,820 6,641 1,107 929 25,568
Washington 3,550 9,379 4,415 417 2,416 20,177
West Virginia 735 2,351 984 198 165 4,434
Wisconsin 3,466 10,248 5,104 9,950 1,153 29,923
Wyoming 436 722 463 35 91 1,746
United States $199,869 $521,543 $245,622 $342,625 $77,789 $1,387,447
(1) Direct premiums written before reinsurance transactions. Excludes territories, state funds, dividends and other nonstate specific data. (2) Excludes accident and health premiums reported on property/casualty and health annual statements. Source: NAIC data, sourced from S&P Global Market Intelligence, ºÚÁϲ»´òìÈ Information Institute.

Property/Casualty Financial Data

Premiums by State

Direct Premiums Written, P/C ºÚÁϲ»´òìÈ By State, 2024 (1)
View Full Table
($000)
State Total, all lines State Total, all lines
Alabama $14,252,695 Montana $4,140,881
Alaska 2,153,409 Nebraska 8,224,894
Arizona 19,954,849 Nevada 9,600,843
Arkansas 8,916,623 New Hampshire 3,673,409
California 125,167,169 New Jersey 31,667,233
Colorado 22,687,265 New Mexico 5,524,157
Connecticut 12,745,057 New York 69,112,965
D.C. 2,824,398 North Carolina 26,408,439
Delaware 4,200,283 North Dakota 3,834,856
Florida 95,631,126 Ohio 25,494,910
Georgia 35,648,351 Oklahoma 12,284,211
Hawaii 3,974,466 Oregon 11,481,925
Idaho 5,282,288 Pennsylvania 35,322,067
Illinois 39,262,769 Rhode Island 3,692,724
Indiana 17,738,412 South Carolina 16,908,051
Iowa 10,614,474 South Dakota 4,075,664
Kansas 10,228,125 Tennessee 19,338,788
Kentucky 11,157,869 Texas 102,822,631
Louisiana 17,877,430 Utah 8,983,136
Maine 3,603,568 Vermont 1,807,874
Maryland 17,888,933 Virginia 22,281,374
Massachusetts 23,086,817 Washington 20,896,191
Michigan 26,884,264 West Virginia 3,919,990
Minnesota 18,906,625 Wisconsin 15,927,074
Mississippi 8,166,161 Wyoming 2,010,445
Missouri 18,703,069 United States $1,046,991,227
(1) Before reinsurance transactions, includes state funds, excludes territories. (2) Data for the total United States may differ from similar data shown elsewhere due to the use of different exhibits from S&P Global Market Intelligence. Source: NAIC data, sourced from S&P Global Market Intelligence, ºÚÁϲ»´òìÈ Information Institute.

Incurred Losses by State

Incurred Losses By State, Property/Casualty ºÚÁϲ»´òìÈ, 2024 (1)
View Full Table
($000)
State Incurred losses State Incurred losses
Alabama $7,646,925 Montana $2,251,015
Alaska 982,679 Nebraska 6,470,255
Arizona 11,103,246 Nevada 6,761,378
Arkansas 5,995,163 New Hampshire 1,839,651
California 73,244,478 New Jersey 19,336,041
Colorado 13,437,306 New Mexico 3,896,254
Connecticut 7,557,465 New York 43,283,415
D.C. 1,378,417 North Carolina 16,933,976
Delaware 2,266,837 North Dakota 1,784,108
Florida 58,181,106 Ohio 14,310,018
Georgia 26,629,633 Oklahoma 7,593,305
Hawaii 1,790,660 Oregon 7,003,045
Idaho 2,852,211 Pennsylvania 20,196,218
Illinois 23,745,637 Rhode Island 1,895,837
Indiana 10,549,797 South Carolina 11,627,177
Iowa 5,755,463 South Dakota 2,018,979
Kansas 6,442,395 Tennessee 10,812,404
Kentucky 6,267,706 Texas 64,466,132
Louisiana 8,990,404 Utah 4,949,464
Maine 1,716,510 Vermont 894,167
Maryland 9,909,325 Virginia 11,924,451
Massachusetts 10,959,535 Washington 13,761,822
Michigan 16,286,177 West Virginia 2,091,195
Minnesota 10,688,720 Wisconsin 8,904,031
Mississippi 4,196,365 Wyoming 924,508
Missouri 12,548,078 United States $627,051,084
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, ºÚÁϲ»´òìÈ Information Institute.

Property/Casualty ºÚÁϲ»´òìÈ By Line

Premiums

Direct Premiums Written, Property/Casualty ºÚÁϲ»´òìÈ, By State By Line, 2024 (1)
View Full Table
($000)
  Private passenger auto Commercial auto      
State Liability Coll./Comp. Liability Coll./Comp. Homeowners multiple peril Farmowners multi peril Commercial multi peril
Alabama $2,654,869 $2,416,934 $733,509 $261,055 $2,922,403 $106,082 $1,011,240
Alaska 355,408 307,981 88,352 32,405 239,253 932 116,059
Arizona 4,977,448 3,498,504 1,043,222 273,054 3,398,447 24,579 1,012,360
Arkansas 1,526,061 1,576,674 460,437 189,214 1,656,230 132,107 567,094
California 22,160,877 21,421,154 6,917,419 1,545,480 15,476,643 241,747 7,420,049
Colorado 3,933,628 3,747,233 892,637 336,659 5,245,445 140,975 1,415,943
Connecticut 2,521,814 1,633,591 561,437 149,620 2,346,422 9,711 964,556
Delaware 819,872 460,213 182,837 41,299 471,535 10,760 381,237
D.C. 250,903 223,501 57,784 12,738 243,571 0 240,928
Florida 23,176,007 10,472,047 5,758,866 827,306 18,472,514 27,445 4,062,548
Georgia 9,871,394 4,948,640 2,259,127 501,779 5,665,875 188,814 1,832,222
Hawaii 472,385 460,117 120,554 36,327 568,246 0 313,667
Idaho 885,353 815,194 253,403 127,622 854,110 96,494 402,766
Illinois 5,677,564 5,323,928 2,173,570 718,790 6,330,248 284,133 2,672,416
Indiana 2,819,309 2,714,003 949,669 402,741 3,243,315 267,286 1,307,328
Iowa 1,143,177 1,514,036 432,381 288,013 1,538,729 367,416 723,258
Kansas 1,350,399 1,423,325 367,369 213,730 1,846,478 358,824 617,255
Kentucky 2,415,124 1,739,847 559,840 198,442 1,948,395 239,544 826,977
Louisiana 3,461,999 2,503,163 1,049,544 191,219 3,234,731 17,817 844,045
Maine 514,724 584,998 159,847 85,738 664,813 8,370 385,861
Maryland 4,204,272 3,126,063 828,748 265,277 3,241,847 40,289 954,015
Massachusetts 3,909,396 3,472,545 1,035,234 398,886 3,756,336 5,825 1,957,683
Michigan 5,757,986 5,635,289 1,103,080 533,751 4,279,089 194,542 1,686,144
Minnesota 2,593,673 2,972,818 655,800 375,675 4,030,901 230,092 1,187,747
Mississippi 1,406,533 1,380,841 476,515 162,859 1,613,409 60,443 548,812
Missouri 3,105,792 2,958,832 831,392 372,510 3,423,476 272,869 1,267,543
Montana 519,309 634,311 177,294 113,469 715,777 123,948 317,054
Nebraska 955,708 1,009,752 295,037 198,442 1,451,438 434,520 520,307
Nevada 2,866,308 1,273,540 713,639 101,229 1,041,721 10,041 549,684
New Hampshire 573,063 645,452 161,762 71,130 660,838 4,048 381,389
New Jersey 7,000,069 3,842,338 2,223,721 368,531 4,114,286 4,578 2,231,148
New Mexico 1,177,422 927,105 304,278 96,452 935,370 37,355 347,466
New York 12,273,128 7,447,328 3,794,882 559,064 8,318,509 62,375 5,813,074
North Carolina 4,524,712 4,961,864 1,324,763 498,537 4,806,091 82,289 1,605,762
North Dakota 279,374 413,331 125,978 110,643 352,022 181,367 226,309
Ohio 4,492,758 4,620,672 1,380,897 547,651 4,683,985 233,869 1,958,114
Oklahoma 2,001,727 1,963,218 591,615 254,276 2,698,980 251,362 811,140
Oregon 2,603,928 1,651,119 535,027 183,754 1,632,542 108,825 795,846
Pennsylvania 5,828,304 6,189,393 1,756,466 717,453 5,268,796 139,552 2,618,999
Rhode Island 758,124 476,204 146,517 45,922 688,172 601 259,265
South Carolina 4,296,704 2,490,106 777,724 221,450 3,107,784 24,713 976,351
South Dakota 342,901 545,047 126,869 113,536 506,756 211,779 262,005
Tennessee 3,417,140 3,341,531 897,699 388,907 3,553,650 218,158 1,296,408
Texas 19,626,638 15,764,423 6,746,939 1,624,588 19,238,720 585,043 5,293,921
Utah 2,161,427 1,334,806 498,278 164,937 1,253,681 26,120 505,305
Vermont 207,658 293,828 71,468 41,182 302,292 19,797 202,623
Virginia 4,868,780 3,820,206 935,463 340,566 3,977,482 114,964 1,312,668
Washington 4,705,685 3,400,892 955,120 309,445 3,424,707 108,367 1,341,221
West Virginia 777,584 861,976 178,274 77,269 608,718 22,144 298,039
Wisconsin 2,156,242 2,448,335 668,599 437,713 2,443,298 287,840 1,146,388
Wyoming 232,551 369,624 96,206 59,944 397,269 44,684 164,395
United States $200,613,210 $158,057,873 $55,437,088 $16,188,280 $172,895,344 $6,665,435 $65,954,633
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, ºÚÁϲ»´òìÈ Information Institute.
Direct Premiums Written, Property/Casualty ºÚÁϲ»´òìÈ, By State By Line, 2024 (1) (Cont’d)
View Full Table
($000)
State Workers compensation Excess workers compensation Medical professional liability Product liability Other liability Fire Allied lines
Alabama $440,377 $18,818 $200,161 $58,296 $1,244,226 $434,711 $456,778
Alaska 186,914 3,787 27,236 8,198 252,463 91,444 57,841
Arizona 867,543 17,399 273,276 92,293 1,951,992 375,597 328,046
Arkansas 276,781 8,540 90,965 31,092 778,521 316,358 257,062
California 11,707,981 229,540 1,068,064 716,356 16,098,901 4,253,555 2,114,500
Colorado 1,096,173 17,900 201,326 111,033 2,499,132 507,175 544,672
Connecticut 762,962 21,928 255,924 75,332 1,760,106 279,292 253,386
Delaware 176,327 2,032 45,971 20,578 788,596 66,508 59,503
D.C. 158,281 5,513 31,753 9,995 774,399 81,610 68,970
Florida 3,184,810 81,857 1,052,235 399,001 8,728,727 3,071,656 7,205,586
Georgia 1,833,136 42,294 461,811 165,529 3,482,610 832,662 693,268
Hawaii 360,406 10,542 41,992 17,591 515,144 222,737 377,565
Idaho 484,436 2,392 46,062 27,749 447,117 127,580 88,196
Illinois 2,535,898 55,229 617,648 252,781 6,305,526 921,204 687,701
Indiana 833,756 12,272 187,099 131,854 1,662,064 544,766 363,818
Iowa 665,506 10,796 98,758 60,734 1,012,601 347,775 272,149
Kansas 443,070 8,966 110,724 69,013 782,875 239,469 316,301
Kentucky 565,170 13,419 159,039 41,937 836,909 286,362 218,547
Louisiana 847,144 55,905 116,822 65,388 1,574,271 773,415 1,263,111
Maine 282,402 3,757 58,890 14,929 318,686 79,465 73,214
Maryland 936,639 17,410 339,474 58,575 1,806,595 330,463 274,898
Massachusetts 1,338,416 28,156 422,076 157,091 3,444,486 593,127 527,101
Michigan 1,063,059 28,209 264,120 142,720 2,298,334 610,105 354,883
Minnesota 1,014,400 1,477 116,534 131,385 1,986,990 550,434 638,034
Mississippi 350,949 7,356 65,455 28,552 568,200 282,823 302,123
Missouri 1,084,678 41,653 219,578 88,723 1,928,057 499,591 463,155
Montana 304,397 4,800 46,179 19,589 350,253 86,720 81,818
Nebraska 405,442 4,782 75,919 32,888 605,322 111,494 176,944
Nevada 471,630 25,982 115,627 47,151 1,035,589 232,189 166,978
New Hampshire 225,583 6,043 65,237 20,046 357,599 73,187 62,212
New Jersey 2,636,970 43,410 578,093 237,288 4,255,363 739,428 609,818
New Mexico 296,994 6,445 96,200 17,413 461,361 102,005 95,937
New York 5,171,690 64,658 1,789,552 305,055 13,932,617 1,870,666 1,458,278
North Carolina 1,542,422 27,691 225,064 155,442 2,597,867 605,891 663,093
North Dakota 5,494 14 11,870 20,143 315,224 79,145 72,395
Ohio 21,336 83,740 287,366 163,471 2,883,766 782,127 525,479
Oklahoma 642,274 12,798 124,487 49,824 967,431 350,710 402,778
Oregon 791,763 10,100 125,590 69,929 1,150,982 287,436 181,703
Pennsylvania 2,570,878 37,568 911,700 174,784 4,610,902 863,288 622,338
Rhode Island 230,626 2,194 43,808 15,079 451,213 86,809 95,514
South Carolina 860,269 12,585 98,098 88,147 1,233,431 746,608 432,198
South Dakota 193,948 2,036 20,823 18,850 237,362 100,278 84,458
Tennessee 824,691 19,757 297,768 102,575 1,953,670 594,593 465,755
Texas 2,607,107 25,794 570,396 512,444 10,942,429 4,228,158 4,358,597
Utah 517,784 4,519 94,817 71,540 1,031,827 203,739 127,802
Vermont 195,382 2,621 24,212 9,028 193,800 44,005 30,101
Virginia 996,533 22,698 255,435 83,209 2,460,320 452,292 382,871
Washington 18,785 35,680 250,173 105,951 2,371,260 546,685 371,590
West Virginia 251,931 7,689 80,531 11,697 304,613 87,787 57,844
Wisconsin 1,890,200 10,560 109,717 133,317 1,725,084 425,315 319,227
Wyoming 7,060 82 24,779 8,322 226,646 48,231 44,148
United States $57,178,405 $1,221,393 $12,896,433 $5,449,910 $120,503,460 $30,468,670 $30,150,283
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, ºÚÁϲ»´òìÈ Information Institute.
Direct Premiums Written, Property/Casualty ºÚÁϲ»´òìÈ, By State By Line, 2024 (1) (Cont’d)
View Full Table
($000)
State Inland marine Ocean marine Surety Fidelity Burglary and theft Boiler and machinery Financial guaranty
Alabama $507,230 $65,956 $138,158 $14,261 $7,077 $41,307 $1,956
Alaska 92,244 45,675 40,776 3,060 960 15,695 1,827
Arizona 661,853 41,074 230,949 17,453 10,558 40,006 1,573
Arkansas 320,517 35,658 68,542 9,028 6,087 25,405 463
California 3,664,101 547,640 1,210,133 177,872 63,788 249,310 29,353
Colorado 629,711 34,173 212,941 30,445 11,520 44,193 17,002
Connecticut 443,298 98,720 106,017 25,933 8,886 30,004 1,181
Delaware 234,780 18,904 49,625 7,551 2,927 8,769 64,740
D.C. 164,732 13,050 226,649 16,614 5,890 7,663 751
Florida 2,596,841 742,802 801,511 75,872 39,220 117,970 47,999
Georgia 1,102,697 106,625 302,394 36,828 22,007 83,886 1,070
Hawaii 0 29,353 0 4,849 1,548 7,336 3,596
Idaho 202,692 16,607 56,346 4,300 1,751 18,791 411
Illinois 1,285,134 211,177 351,525 71,141 37,757 120,679 7,181
Indiana 578,709 45,509 177,757 20,403 11,176 71,260 2,275
Iowa 388,629 12,360 67,394 13,569 4,979 37,447 1,652
Kansas 295,929 13,688 71,874 10,765 5,928 31,679 1,100
Kentucky 361,122 40,458 109,330 10,667 7,069 48,033 706
Louisiana 582,047 201,135 175,011 13,565 7,231 59,583 3,064
Maine 140,917 47,903 27,402 4,685 1,469 16,023 237
Maryland 499,557 88,854 236,958 25,359 13,608 40,952 3,899
Massachusetts 713,311 155,044 194,198 55,403 18,440 62,223 545
Michigan 807,864 158,493 175,680 33,891 15,873 93,024 1,201
Minnesota 593,721 42,991 118,723 29,479 12,168 65,611 425
Mississippi 298,039 21,303 80,071 8,180 3,622 21,421 2,798
Missouri 620,081 58,391 146,460 26,245 13,706 55,567 4,728
Montana 145,576 5,570 47,296 3,945 2,084 11,469 288
Nebraska 297,621 69,856 68,129 7,864 3,701 21,416 1,272
Nevada 283,561 15,065 142,339 8,386 4,344 23,974 45
New Hampshire 136,025 20,903 24,942 6,234 1,971 10,761 128
New Jersey 946,380 217,084 246,449 47,401 18,300 78,120 5,028
New Mexico 164,895 3,269 85,925 4,834 2,667 11,485 469
New York 2,202,031 524,994 664,723 178,648 42,910 183,182 78,516
North Carolina 1,041,344 123,542 293,810 43,306 15,978 72,830 13,080
North Dakota 130,156 3,124 36,927 3,582 1,173 18,842 143
Ohio 903,404 91,728 219,480 41,920 26,735 114,213 1,944
Oklahoma 382,932 22,786 125,163 13,047 6,809 26,927 1,559
Oregon 393,612 52,768 129,564 11,401 6,611 34,292 2,039
Pennsylvania 1,071,494 105,942 362,419 54,627 24,083 119,781 11,359
Rhode Island 109,682 58,179 41,129 5,358 2,429 11,294 1,265
South Carolina 577,632 63,043 150,426 11,660 5,802 39,555 4,496
South Dakota 117,789 2,533 34,619 3,734 952 14,318 55
Tennessee 732,043 124,583 198,237 23,483 12,771 63,919 1,576
Texas 3,517,613 466,708 1,190,666 99,346 72,448 243,996 44,737
Utah 298,913 26,033 99,998 11,414 4,722 19,831 696
Vermont 64,649 4,621 13,468 3,210 965 7,386 0
Virginia 743,980 166,646 310,248 41,125 15,867 51,880 764
Washington 756,266 236,834 244,566 24,623 10,383 54,280 1,232
West Virginia 115,791 5,411 59,788 3,718 1,001 12,111 117
Wisconsin 563,021 65,329 103,923 25,085 11,544 72,491 6,276
Wyoming 81,336 3,207 62,532 2,105 630 13,734 190
United States $33,563,501 $5,373,293 $10,333,188 $1,427,475 $632,129 $2,745,924 $379,006
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, ºÚÁϲ»´òìÈ Information Institute.
Direct Premiums Written, Property/Casualty ºÚÁϲ»´òìÈ, By State By Line, 2024 (1) (Cont'd)
View Full Table
($000)
State Aircraft Earthquake Federal flood Credit Warranty Accident and health
Alabama $32,162 $13,810 $31,200 $57,222 $17,863 $122,473
Alaska 69,724 60,908 754 4,027 3,125 12,175
Arizona 86,188 23,167 14,327 26,127 42,023 145,252
Arkansas 43,743 58,230 8,556 27,922 11,867 70,351
California 290,921 3,582,421 136,754 230,022 160,484 851,959
Colorado 96,805 19,636 11,697 46,492 42,144 129,193
Connecticut 30,631 13,018 39,681 39,108 19,104 82,080
Delaware 24,168 2,261 15,319 23,178 17,013 148,779
D.C. 7,358 5,470 1,005 39,671 33 103,868
Florida 243,239 81,385 1,295,867 240,073 885,426 416,246
Georgia 106,759 28,990 46,845 78,972 33,159 253,238
Hawaii 11,081 34,311 41,614 11,162 2,055 13,256
Idaho 23,557 12,210 3,769 14,256 6,566 23,999
Illinois 107,152 124,092 22,102 102,359 248,867 473,822
Indiana 41,459 58,860 11,462 55,198 63,412 426,250
Iowa 26,466 7,672 9,278 19,663 5,777 86,598
Kansas 39,812 10,348 5,429 28,352 236,188 87,500
Kentucky 15,114 59,543 12,911 41,922 9,593 97,035
Louisiana 48,545 7,987 295,972 46,955 7,401 104,612
Maine 9,579 3,178 9,510 9,371 7,728 22,696
Maryland 35,405 19,184 24,674 26,071 18,681 99,096
Massachusetts 27,707 54,049 58,638 62,281 64,470 148,059
Michigan 57,310 14,614 12,660 69,184 635,114 230,057
Minnesota 58,870 8,330 9,607 28,317 21,290 86,465
Mississippi 22,061 28,991 42,786 31,436 5,540 80,500
Missouri 39,523 154,668 15,906 54,870 27,498 197,842
Montana 27,469 11,684 2,588 2,531 801 28,487
Nebraska 26,829 3,387 5,489 9,334 5,045 95,112
Nevada 52,520 75,115 6,367 11,161 2,102 51,860
New Hampshire 15,350 5,786 7,307 15,193 7,876 32,892
New Jersey 33,606 41,624 176,485 110,225 53,382 197,463
New Mexico 16,036 6,063 7,082 16,758 3,695 32,254
New York 85,774 120,317 163,272 324,566 100,827 584,810
North Carolina 73,679 31,995 88,552 43,343 48,287 189,151
North Dakota 13,566 1,148 3,871 2,653 898 13,425
Ohio 120,223 44,828 19,117 93,217 127,634 305,787
Oklahoma 34,247 19,515 6,612 29,858 12,984 81,214
Oregon 43,368 206,864 15,743 14,932 6,342 80,242
Pennsylvania 63,443 33,343 48,851 83,211 72,035 415,778
Rhode Island 12,760 4,428 10,955 7,995 4,524 17,323
South Carolina 28,816 69,117 113,716 32,744 11,453 108,672
South Dakota 13,749 681 2,298 16,135 2,328 18,299
Tennessee 67,373 138,836 20,781 62,690 27,188 183,790
Texas 309,457 69,576 441,692 571,386 217,709 605,195
Utah 44,002 148,833 1,967 17,946 74,746 61,400
Vermont 3,832 3,153 5,280 3,127 1,808 25,198
Virginia 115,597 32,811 52,507 70,095 31,118 156,117
Washington 59,589 463,939 23,289 41,353 137,329 95,094
West Virginia 5,061 870 10,633 7,734 5,096 29,144
Wisconsin 42,543 10,354 7,789 36,129 43,393 175,423
Wyoming 12,579 8,403 1,182 3,977 1,065 20,634
United States $2,916,810 $6,040,006 $3,421,745 $3,042,502 $3,592,088 $8,118,164
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, ºÚÁϲ»´òìÈ Information Institute.
Direct Premiums Written, Property/Casualty ºÚÁϲ»´òìÈ, By State By Line, 2024 (1) (Cont'd)
View Full Table
($000)
State Multiple peril crop Private crop Miscellaneous Mortgage guaranty Private flood Pet insurance
Alabama $99,787 $948 $43,975 $66,461 $13,097 $18,287
Alaska 54 0 2,144 17,577 2,172 12,237
Arizona 185,456 4,046 24,116 165,238 14,883 86,727
Arkansas 266,274 38,247 7,220 36,449 6,350 8,518
California 863,905 17,512 158,500 533,381 119,610 906,822
Colorado 292,398 22,800 44,055 148,834 14,578 145,242
Connecticut 10,335 0 9,464 72,644 17,781 101,080
Delaware 11,955 108 1,287 22,004 4,579 15,054
D.C. 0 0 24,816 16,950 3,378 26,548
Florida 278,332 492 203,714 456,300 285,870 301,343
Georgia 284,837 4,243 57,610 209,495 23,184 86,327
Hawaii 2,202 0 2,508 19,368 13,242 26,252
Idaho 162,402 14,568 2,742 40,566 2,715 15,562
Illinois 892,563 160,682 49,117 252,782 31,925 156,148
Indiana 481,945 45,173 25,943 126,623 15,143 40,567
Iowa 1,222,167 149,935 9,657 52,702 6,148 17,049
Kansas 1,088,520 73,222 13,684 46,591 4,085 15,627
Kentucky 198,911 8,656 7,725 50,814 9,554 19,146
Louisiana 183,269 6,477 28,711 58,845 26,634 21,806
Maine 14,313 0 2,459 19,873 3,493 27,034
Maryland 38,107 238 19,063 158,787 10,756 105,100
Massachusetts 5,825 0 46,020 118,982 29,368 221,077
Michigan 277,918 8,670 58,350 194,462 15,371 73,148
Minnesota 936,724 149,056 48,579 152,476 7,135 50,688
Mississippi 180,745 6,506 35,536 25,713 9,340 6,695
Missouri 508,984 42,853 32,324 100,695 10,914 33,957
Montana 325,625 590 2,540 14,975 3,773 8,658
Nebraska 875,106 397,540 10,848 34,533 3,325 10,495
Nevada 113,982 10 8,051 84,119 6,291 60,235
New Hampshire 342 0 5,033 29,254 3,383 42,439
New Jersey 6,930 0 114,795 164,053 73,450 236,804
New Mexico 209,876 2,210 6,415 30,499 3,236 14,685
New York 86,755 231 191,044 207,369 92,949 384,703
North Carolina 345,942 3,978 30,850 187,164 28,292 111,745
North Dakota 1,265,494 124,610 1,302 16,056 1,073 3,503
Ohio 337,040 21,874 55,121 190,384 22,161 92,859
Oklahoma 300,756 9,813 16,788 50,392 6,060 14,124
Oregon 169,249 2,801 9,813 88,101 9,627 74,791
Pennsylvania 72,343 1,503 39,262 199,687 32,775 199,653
Rhode Island 165 0 59,887 18,029 4,785 22,490
South Carolina 131,042 278 13,286 91,911 39,773 48,449
South Dakota 986,763 74,430 2,500 13,901 1,222 2,710
Tennessee 111,637 3,406 21,310 108,900 16,070 47,881
Texas 1,728,828 45,998 157,452 549,247 123,132 242,184
Utah 51,018 104 10,320 81,325 4,957 28,325
Vermont 4,162 2 1,507 10,743 1,688 15,079
Virginia 95,441 1,622 43,679 165,723 20,123 142,509
Washington 397,227 11,795 9,041 179,657 16,212 187,909
West Virginia 4,501 3 2,172 17,714 5,391 7,637
Wisconsin 358,151 20,059 15,245 108,455 10,708 49,304
Wyoming 59,510 1,713 463 8,592 1,096 3,556
United States $16,525,817 $1,479,000 $1,788,048 $5,815,395 $1,232,854 $4,590,772
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, ºÚÁϲ»´òìÈ Information Institute.

Auto

Costs/Expenditures

Average Expenditures For Auto ºÚÁϲ»´òìÈ By State, 2018-2022
View Full Table
 
  2022 2021 Average expenditure
State Liability Collision Comprehensive Average expenditure Rank (1) Average expenditure Rank (1) Average expenditure percent change 2021-2022 2020 2019 2018
Alabama  $529.39 $397.21 $201.70 $965.91 27 $928.14 26 4.1% $919.04 $927.51 $906.76
Alaska  578.11 415.28 161.18 1,013.98 23 975.76 21 3.9 967.26 991.00 965.45
Arizona  691.52 355.65 239.54 1,155.85 17 1,072.09 17 7.8 1,043.21 1,065.01 1,048.98
Arkansas  482.66 390.78 259.16 924.44 34 885.41 33 4.4 876.72 900.36 901.11
California  613.67 534.22 104.29 1,086.64 18 1,047.44 18 3.7 1,047.08 1,051.82 1,025.07
Colorado  713.66 361.09 371.73 1,275.70 13 1,190.07 13 7.2 1,171.65 1,175.48 1,133.09
Connecticut  796.41 424.27 153.34 1,282.45 11 1,244.21 11 3.1 1,230.17 1,266.79 1,217.06
Delaware  867.77 365.21 155.69 1,296.13 10 1,257.28 10 3.1 1,250.51 1,286.99 1,289.62
D.C. 805.93 586.01 236.87 1,501.94 4 1,434.42 4 4.7 1,411.28 1,439.99 1,429.39
Florida  1,152.02 371.15 179.92 1,624.77 1 1,468.22 3 10.7 1,389.08 1,488.73 1,427.17
Georgia  893.87 417.22 198.69 1,344.62 7 1,266.44 8 6.2 1,258.65 1,264.81 1,218.43
Hawaii 451.13 390.93 109.69 843.82 41 819.11 38 3.0 810.54 839.70 829.01
Idaho  439.55 283.24 157.34 772.31 49 741.29 48 4.2 724.63 739.88 722.02
Illinois  524.25 383.95 171.52 993.77 26 918.48 28 8.2 915.53 940.92 919.14
Indiana  443.37 306.47 155.35 814.21 45 767.42 46 6.1 769.45 780.69 771.04
Iowa  355.75 277.94 264.11 776.25 48 725.22 49 7.0 707.69 708.56 700.67
Kansas  437.55 301.79 312.69 867.32 39 815.09 40 6.4 792.71 817.88 806.96
Kentucky  591.08 304.28 182.71 937.93 33 901.75 29 4.0 918.14 947.49 951.85
Louisiana  990.73 471.27 281.08 1,557.85 2 1,500.10 1 3.8 1,494.85 1,560.00 1,549.82
Maine  394.44 301.41 138.94 757.65 50 713.23 50 6.2 703.99 696.52 687.26
Maryland 754.65 450.22 184.26 1,281.31 12 1,199.56 12 6.8 1,200.40 1,231.51 1,211.69
Massachusetts  647.51 445.31 158.34 1,181.06 16 1,165.14 14 1.4 1,169.84 1,182.69 1,167.16
Michigan 758.44 479.62 190.59 1,319.15 8 1,311.62 7 0.6 1,420.58 1,498.59 1,446.43
Minnesota  501.73 305.78 255.27 961.88 28 891.73 32 7.9 880.80 892.05 873.48
Mississippi 574.24 384.30 273.81 1,060.85 19 1,003.90 20 5.7 979.31 977.79 973.74
Missouri  546.26 344.41 253.24 1,001.73 25 929.60 25 7.8 909.39 933.54 917.40
Montana  435.70 310.12 333.70 885.42 37 846.71 37 4.6 834.31 836.46 825.90
Nebraska  433.70 308.99 306.93 871.55 38 816.30 39 6.8 795.34 807.44 797.43
Nevada  926.56 372.25 121.70 1,299.66 9 1,264.55 9 2.8 1,245.43 1,292.58 1,262.24
New Hampshire  444.35 336.31 134.48 889.31 36 851.63 36 4.4 848.30 864.76 847.79
New Jersey  932.65 441.78 148.46 1,413.04 6 1,366.84 6 3.4 1,334.03 1,390.44 1,379.68
New Mexico  572.02 350.40 226.57 957.51 30 892.50 31 7.3 903.87 932.65 915.74
New York  989.32 486.05 200.95 1,548.58 3 1,495.21 2 3.6 1,426.50 1,446.14 1,425.22
North Carolina  418.40 385.88 186.15 840.24 42 790.33 41 6.3 765.96 753.96 739.49
North Dakota  308.02 283.23 279.38 728.89 51 691.23 51 5.4 691.38 703.66 687.91
Ohio  443.46 315.44 150.57 832.34 43 775.95 44 7.3 786.63 806.07 802.02
Oklahoma  506.75 367.49 297.84 959.10 29 894.83 30 7.2 888.47 913.63 920.32
Oregon  670.20 291.87 125.63 1,005.81 24 947.38 24 6.2 951.77 990.24 990.24
Pennsylvania  525.81 394.08 198.74 1,018.34 22 967.89 22 5.2 975.58 995.08 995.42
Rhode Island  921.04 488.28 167.33 1,428.12 5 1,423.81 5 0.3 1,390.23 1,382.15 1,350.00
South Carolina  772.49 334.21 225.47 1,204.90 15 1,138.10 15 5.9 1,116.44 1,115.78 1,097.80
South Dakota  342.45 272.05 406.45 822.14 44 768.54 45 7.0 738.38 745.21 723.35
Tennessee  488.76 379.45 193.01 924.39 35 869.96 34 6.3 856.02 864.94 858.37
Texas  690.88 456.10 323.14 1,233.39 14 1,123.12 16 9.8 1,085.40 1,143.91 1,152.46
Utah  661.63 328.40 138.96 1,026.13 21 951.49 23 7.8 936.73 954.53 941.12
Vermont  353.92 339.61 160.52 793.38 47 780.00 43 1.7 784.32 783.69 777.86
Virginia  532.48 350.71 172.16 949.57 32 863.76 35 9.9 846.19 858.75 855.55
Washington  668.06 327.26 129.85 1,048.46 20 1,029.51 19 1.8 1,035.25 1,068.26 1,035.59
West Virginia  492.78 354.05 251.77 952.67 31 918.56 27 3.7 914.53 939.04 938.77
Wisconsin  411.20 272.15 192.72 809.42 46 757.19 47 6.9 747.67 767.65 756.05
Wyoming  358.56 303.06 395.54 848.42 40 790.23 42 7.4 769.22 776.95 765.80
United States $661.64 $400.15 $196.22 $1,126.79   $1,062.31   6.1% $1,047.76 $1,075.08 $1,058.10
(1) Ranked highest to lowest by average expenditure. Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data. Source: National Association of ºÚÁϲ»´òìÈ Commissioners (NAIC). Further reprint or distribution strictly prohibited without written permission of NAIC.

Auto ºÚÁϲ»´òìÈ Affordability

Average Auto ºÚÁϲ»´òìÈ Expenditures As A Percent of Median Household Income, 2018 (1)
View Full Table
 
Rank State Percent Rank State Percent
1 Louisiana 3.09% 27 Oregon 1.43%
2 Florida 2.61 28 Montana 1.43
3 Michigan 2.43 29 Maryland 1.41
4 Mississippi 2.27 30 Alaska 1.40
5 Georgia 2.17 31 North Carolina 1.38
6 Rhode Island 2.14 32 Massachusetts 1.35
7 New York 2.12 33 Illinois 1.31
8 Nevada 2.04 34 Washington 1.30
9 Delaware 1.99 35 Ohio 1.29
10 Texas 1.93 36 Indiana 1.28
11 New Mexico 1.90 37 Kansas 1.26
12 South Carolina 1.90 38 Idaho 1.23
13 New Jersey 1.87 39 Minnesota 1.22
14 West Virginia 1.86 40 Utah 1.22
15 Arkansas 1.81 41 Wyoming 1.22
16 Alabama 1.81 42 Wisconsin 1.21
17 Kentucky 1.72 43 South Dakota 1.21
18 Arizona 1.68 44 Nebraska 1.18
19 Oklahoma 1.68 45 Maine 1.17
20 DC 1.67 46 Virginia 1.11
21 Connecticut 1.67 47 Vermont 1.11
22 Colorado 1.55 48 Hawaii 1.04
23 Pennsylvania 1.54 49 New Hampshire 1.04
24 Tennessee 1.53 50 North Dakota 1.03
25 Missouri 1.48 51 Iowa 1.02
26 California 1.47   Total U.S. 1.67%
(1) Data are for IRC's affordability index based on average auto insurance expenditures published by the National Association of ºÚÁϲ»´òìÈ Commissioners (NAIC) (see charts here) and median household income from the U.S. Census Bureau. Source: , ºÚÁϲ»´òìÈ Research Council.

High-Risk Markets

Estimated Percentage of Uninsured Motorists by State, 2023 (1)
View Full Table
 
State Uninsured Rank (2) State Uninsured Rank (2)
Alabama 16.8% 15 Montana 7.2% 47
Alaska 12.5 24 Nebraska 9.5 42
Arizona 10.6 37 Nevada 11.1 35
Arkansas 12.1 26 New Hampshire 10.0 40
California 20.4 8 New Jersey 14.1 20
Colorado 19.7 9 New Mexico 24.1 2
Connecticut 11.8 29 New York 8.6 44
Delaware 17.6 13 North Carolina 11.8 29
D.C.   3 North Dakota 10.6 37
Florida (3) 20.6 7 Ohio 18.5 12
Georgia 19.0 11 Oklahoma 12.0 27
Hawaii 9.6 41 Oregon 14.7 18
Idaho 6.4 49 Pennsylvania 11.0 36
Illinois 15.2 17 Rhode Island 12.4 25
Indiana 14.0 22 South Carolina 10.3 39
Iowa 11.4 33 South Dakota 9.4 43
Kansas 12.0 27 Tennessee 21.3 5
Kentucky 14.1 20 Texas 14.5 19
Louisiana 11.7 32 Utah 6.2 50
Maine 5.7 51 Vermont 11.8 29
Maryland 16.9 14 Virginia 12.9 23
Massachusetts 7.9 45 Washington 19.1 10
Michigan 22.3 4 West Virginia 7.8 46
Minnesota 11.3 34 Wisconsin 15.6 16
Mississippi 28.2 1 Wyoming 6.7 48
Missouri 20.7 6      
(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claims frequencies. (2) Rank calculated from unrounded data. (3) In Florida, compulsory auto laws apply to personal injury protection (PIP) and physical damage, but not to third party bodily injury coverage. Source: ºÚÁϲ»´òìÈ Research Council.
Estimated Percentage Of Uninsured Motorists By State, 2017-2023 (1)
View Full Table
 
State 2017 2018 2019 2020 2021 2022 2023 Rank (2)
Alabama 14.2% 13.4% 13.3% 14.5% 15.5% 15.4% 16.8% 15
Alaska 10.0 11.5 12.2 9.3 10.3 10.0 12.5 24
Arizona 8.0 7.9 7.8 9.4 10.0 10.5 10.6 37
Arkansas 12.1 12.3 10.6 12.9 13.5 13.7 12.1 26
California 15.3 15.8 14.7 19.4 19.9 19.4 20.4 8
Colorado 17.5 17.5 14.0 18.6 19.0 20.3 19.7 9
Connecticut 8.6 7.7 7.8 10.6 11.2 11.7 11.8 29
Delaware 22.3 18.7 15.2 19.0 19.1 19.6 17.6 13
D.C. 13.8 13.3 16.9 24.8 26.0 25.2 23.1 3
Florida (3) 20.9 21.1 21.1 21.7 19.0 20.4 20.6 7
Georgia 16.3 15.5 14.3 16.8 18.1 18.8 19.0 11
Hawaii 6.7 7.7 8.3 9.7 12.1 10.3 9.6 41
Idaho 7.6 5.9 6.0 5.7 5.2 5.7 6.4 49
Illinois 12.8 12.8 13.1 17.5 15.1 15.3 15.2 17
Indiana 10.8 10.6 10.4 13.6 14.5 14.8 14.0 22
Iowa 9.6 8.0 8.6 10.2 10.4 10.6 11.4 33
Kansas 9.0 8.5 9.1 12.4 11.2 10.9 12.0 27
Kentucky 12.0 11.1 10.6 14.1 14.4 15.4 14.1 20
Louisiana 11.2 10.7 8.9 9.8 11.4 13.3 11.7 32
Maine 4.4 4.2 4.2 5.4 4.9 5.5 5.7 51
Maryland 14.6 13.6 14.0 17.6 18.1 17.7 16.9 14
Massachusetts 4.4 3.9 4.1 6.7 7.2 7.9 7.9 45
Michigan 18.7 17.4 20.0 25.4 20.4 20.9 22.3 4
Minnesota 8.3 8.9 8.6 12.3 11.3 11.0 11.3 34
Mississippi 23.4 23.2 22.0 24.1 24.9 25.5 28.2 1
Missouri 15.2 15.6 15.5 19.4 19.0 19.8 20.7 6
Montana 10.1 7.8 6.6 7.5 8.8 7.6 7.2 47
Nebraska 6.2 6.2 6.8 7.8 8.0 8.0 9.5 42
Nevada 9.0 9.5 8.4 8.7 9.2 9.4 11.1 35
New Hampshire 7.8 7.6 6.6 9.2 8.5 7.9 10.0 40
New Jersey 8.2 7.8 7.9 10.6 11.7 13.8 14.1 20
New Mexico 22.3 20.7 21.5 25.8 26.7 28.6 24.1 2
New York 5.4 4.2 4.1 5.7 7.7 9.5 8.6 44
North Carolina 7.1 7.4 6.5 8.7 9.7 10.3 11.8 29
North Dakota 6.8 7.6 4.9 7.2 8.2 10.0 10.6 37
Ohio 14.5 13.3 13.8 18.3 18.7 19.1 18.5 12
Oklahoma 15.7 14.2 12.7 11.9 11.3 12.6 12.0 27
Oregon 9.5 9.4 8.7 11.6 13.2 13.0 14.7 18
Pennsylvania 6.9 6.4 6.0 8.9 10.4 11.0 11.0 36
Rhode Island 11.3 9.5 9.3 12.0 12.4 12.8 12.4 25
South Carolina 8.4 8.5 7.9 8.7 9.4 10.5 10.3 39
South Dakota 8.3 6.1 7.4 7.7 9.3 9.6 9.4 43
Tennessee 16.3 15.2 14.3 18.7 20.1 21.9 21.3 5
Texas 11.5 11.4 11.1 13.6 13.6 14.6 14.5 19
Utah 5.2 5.7 5.0 5.9 6.3 6.7 6.2 50
Vermont 9.3 8.7 6.0 9.8 11.4 11.4 11.8 29
Virginia 10.5 9.9 9.9 13.6 13.8 13.0 12.9 23
Washington 15.3 14.1 11.3 12.6 15.7 19.1 19.1 10
West Virginia 9.1 9.0 8.2 9.3 8.2 8.4 7.8 46
Wisconsin 13.4 13.2 13.0 16.5 15.4 14.7 15.6 16
Wyoming 6.3 5.6 6.5 7.2 6.1 5.9 6.7 48
(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claims frequencies. (2) Rank is on 2023 percentage of uninsured motorists, calculated from unrounded data. (3) In Florida, compulsory auto laws apply to personal injury protection (PIP) and physical damage, but not to third party bodily injury coverage. Source: ºÚÁϲ»´òìÈ Research Council.
Estimated Percentage Of Underinsured Motorists By State, 2023 (1)
View Full Table
 
State Uninsured Rank (2) State Uninsured Rank (2)
Alabama 24.1% 9 Montana 14.4% 25
Alaska 11.5 36 Nebraska 9.9 44
Arizona 20.6 14 Nevada 37.3 3
Arkansas 11.0 37 New Hampshire 7.6 48
California 15.0 21 New Jersey 18.2 15
Colorado 49.7 1 New Mexico 26.2 8
Connecticut 14.9 22 New York 13.4 29
Delaware 23.5 10 North Carolina 12.1 34
D.C. 4.6 51 North Dakota 11.6 35
Florida (3) 38.3 2 Ohio 12.3 33
Georgia 35.2 5 Oklahoma 30.6 6
Hawaii 12.4 32 Oregon 13.7 28
Idaho 10.7 39 Pennsylvania 22.1 12
Illinois 7.7 47 Rhode Island 14.5 24
Indiana 10.5 40 South Carolina 21.5 13
Iowa 9.6 45 South Dakota 10.8 38
Kansas 16.8 18 Tennessee 13.0 30
Kentucky 28.7 7 Texas 14.7 23
Louisiana 36.4 4 Utah 16.4 19
Maine 10.3 42 Vermont 6.6 49
Maryland 6.6 49 Virginia 13.0 30
Massachusetts 9.5 46 Washington 17.5 16
Michigan 23.1 11 West Virginia 16.9 17
Minnesota 10.2 43 Wisconsin 10.4 41
Mississippi 15.1 20 Wyoming 14.1 27
Missouri 14.3 26      
(1) Percentage of underinsured drivers, as measured by the ratio of underinsured motorists (UM) claims to bodily injury (BI) claims frequencies. (2) Rank is on 2023 percentage of underinsured motorists, calculated from unrounded data. (3) In Florida, compulsory auto laws apply to personal injury protection (PIP) and physical damage, but not to third party bodily injury coverage. Source: ºÚÁϲ»´òìÈ Research Council.
Top 10 Highest And Lowest States By Estimated Percentage Of Underinsured Motorists, 2023 (1)
View Full Table
 
Highest Lowest
Rank (2) State Percent underinsured Rank (2) State Percent underinsured
1 Colorado 49.7% 1 D.C. 4.6%
2 Florida (3) 38.3 2 Maryland 6.6
3 Nevada 37.3 3 Vermont 6.6
4 Louisiana 36.4 4 New Hampshire 7.6
5 Georgia 35.2 5 Illinois 7.7
6 Oklahoma 30.6 6 Massachusetts 9.5
7 Kentucky 28.7 7 Iowa 9.6
8 New Mexico 26.2 8 Nebraska 9.9
9 Alabama 24.1 9 Minnesota 10.2
10 Delaware 23.5 10 Maine 10.3
(1) Percentage of underinsured drivers, as measured by the ratio of underinsured motorists (UM) claims to bodily injury (BI) claim frequencies. (2) Rank calculated from unrounded data. (3) In Florida, compulsory auto laws apply to personal injury protection (PIP) and physical damage, but not to third party bodily injury coverage. Source: ºÚÁϲ»´òìÈ Research Council.

Laws

Automobile Financial Responsibility Limits By State
View Full Table
(As of December 2023)
State ºÚÁϲ»´òìÈ required Minimum liability limits (1)
Alabama BI & PD Liability 25/50/25
Alaska BI & PD Liability 50/100/25
Arizona BI & PD Liability 25/50/15
Arkansas BI & PD Liability, PIP 25/50/25
California BI & PD Liability 15/30/5 (2)
Colorado BI & PD Liability 25/50/15
Connecticut BI & PD Liability, UM, UIM 25/50/25
Delaware BI & PD Liability, PIP 25/50/10
DC BI & PD Liability, UM 25/50/10
Florida PD Liability, PIP 10/20/10
Georgia BI & PD Liability 25/50/25
Hawaii BI & PD Liability, PIP 20/40/10
Idaho BI & PD Liability 25/50/15
Illinois BI & PD Liability, UM, UIM 25/50/20
Indiana BI & PD Liability 25/50/25
Iowa BI & PD Liability 20/40/15
Kansas BI & PD Liability, PIP, UM, UIM 25/50/15
Kentucky BI & PD Liability, PIP 25/50/25 (3)
Louisiana BI & PD Liability 15/30/25
Maine BI & PD Liability, MED, UM, UIM 50/100/25 (3)
Maryland BI & PD Liability, PIP, UM, UIM 30/60/15 (3)
Massachusetts BI & PD Liability, PIP, UM 20/40/5
Michigan BI & PD Liability, PIP 250/500/10 (4)
Minnesota BI & PD Liability, PIP, UM, UIM 30/60/10
Mississippi BI & PD Liability 25/50/25
Missouri BI & PD Liability, UM 25/50/25
Montana BI & PD Liability 25/50/20
Nebraska BI & PD Liability, UM, UIM 25/50/25
Nevada BI & PD Liability 25/50/20
New Hampshire FR Only 25/50/25
New Jersey BI & PD Liability, PIP, UM, UIM 25/50/25 (5)
New Mexico BI & PD Liability 25/50/10
New York BI & PD Liability, PIP, UM, UIM 25/50/10 (6)
North Carolina BI & PD Liability, UM, UIM 30/60/25
North Dakota BI & PD Liability, PIP, UM, UIM 25/50/25
Ohio BI & PD Liability 25/50/25
Oklahoma BI & PD Liability 25/50/25
Oregon BI & PD Liability, PIP, UM, UIM 25/50/20
Pennsylvania BI & PD Liability, PIP 15/30/5
Rhode Island BI & PD Liability 25/50/25 (3)
South Carolina BI & PD Liability, UM 25/50/25
South Dakota BI & PD Liability, UM, UIM 25/50/25
Tennessee BI & PD Liability 25/50/25
Texas BI & PD Liability 30/60/25
Utah BI & PD Liability, PIP 25/65/15 (3)
Vermont BI & PD Liability, UM, UIM 25/50/10
Virginia BI & PD Liability, UM, UIM 30/60/20 (7)
Washington BI & PD Liability 25/50/10
West Virginia BI & PD Liability, UM 25/50/25
Wisconsin BI & PD Liability, UM 25/50/10
Wyoming BI & PD Liability 25/50/20
(1) The first two numbers refer to bodily injury (BI) liability limits and the third number to property damage (PD) liability. For example, 20/40/10 means coverage up to $40,000 for all persons injured in an accident, subject to a limit of $20,000 for one individual, and $10,000 coverage for property damage. (2) Low-cost policy limits for low-income drivers in the California Automobile Assigned Risk Plan are 10/20/3. (3) Instead of policy limits, policyholders can satisfy the requirement with a combined single limit policy. Amounts vary by state. (4) Lower limits available only with state director approval. (5) Basic policy (optional) limits are 10/10/5. Uninsured and underinsured motorist coverage not available under the basic policy but uninsured and underinsured motorist coverage is required under the standard policy. Special Automobile ºÚÁϲ»´òìÈ Policy available for certain drivers which only covers emergency treatment and a $10,000 death benefit. (6) In addition, policyholders must have 50/100 for wrongful death coverage. (7) Compulsory to buy insurance or pay an uninsured motorists vehicle (UMV) fee to the state department of motor vehicles. Note: State laws regarding mandatory requirements for uninsured and underinsured motorists vary. State departments of insurance should be consulted to determine whether these coverages are compulsory. Source: State departments of insurance, Excerpted from Automobile Financial Responsibility Laws and Uninsured/Underinsured Motorist and Umbrella Coverage Requirements, property of American Property Casualty Insurers Association.

Homeowners

High-Risk Markets

ºÚÁϲ»´òìÈ Provided by Fair Plans By State, Fiscal Year 2023 (1)
View Full Table
 
  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
California 311,456 9,136 320,592 $278,388,720 $867,783
Connecticut  1,284 47 1,331 269,989 1,654
Delaware 1,087 60 1,147 213,763 536
D.C. 115 11 126 51,640 131
Florida (3) 1,528,517 13,799 1,542,316 552,759,992 5,070,988
Georgia 8,558 549 9,107 1,754,733 13,951
Hawaii (4) 1,995 N/A 1,995 742,893 4,639
Illinois 1,755 51 1,806 296,551 3,504
Indiana 692 26 718 117,452 1,940
Iowa 955 15 970 59,776 898
Kansas 11,666 164 11,830 809,587 7,343
Kentucky 4,373 189 4,562 205,055 2,474
Louisiana (3) 172,994 11,175 184,169 46,072,483 618,060
Maryland 622 44 666 247,301 658
Massachusetts 194,378 193 194,571 98,009,485 339,568
Michigan 15,532 259 15,791 2,354,177 11,815
Minnesota 3,690 83 3,773 450,491 3,621
Mississippi (4) 2,501 0 2,501 149,625 1,864
Missouri 2,001 98 2,099 178,261 2,069
New Jersey 7,074 168 7,242 1,101,744 5,050
New Mexico 6,354 224 6,578 921,574 5,462
New York 19,376 1,311 20,687 7,447,000 28,314
North Carolina 219,770 8,028 227,798 43,561,755 206,262
Ohio 11,313 268 11,581 4,213,138 13,246
Oregon 1,923 108 2,031 502,312 1,960
Pennsylvania 8,946 816 9,762 1,111,612 4,709
Rhode Island 13,424 105 13,529 5,151,569 27,144
Texas (4) 79,401 0 79,401 16,275,783 113,460
Virginia 21,248 458 21,706 3,989,731 17,342
Washington 187 61 248 100,908 512
West Virginia 235 33 268 21,780 195
Wisconsin 4,035 114 4,149 551,664 2,825
Total 2,657,457 47,593 2,705,050 $1,068,082,544 $7,379,977

(1) Excludes the FAIR Plans of Arkansas. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December.
(3) Citizens Property ºÚÁϲ»´òìÈ Corporation, which combined the FAIR and Beach Plans. (4) The Hawaii, Mississippi and Texas FAIR Plans do not offer a commercial policy.

Source: Property ºÚÁϲ»´òìÈ Plans Service Office (PIPSO). 

Costs/Expenditures

Average Premiums for Homeowners and Renters ºÚÁϲ»´òìÈ by State, 2021 (1)
View Full Table
 
  Homeowners Renters   Homeowners Renters
State Average premium (2) Rank (3) Average premium (4) Rank (3) State Average premium (2) Rank (3) Average premium (4) Rank (3)
Alabama 1,610 12 222 3 Montana 1,471 15 154 31
Alaska 1,067 35 184 8 Nebraska 1,684 9 141 46
Arizona 917 46 160 25 Nevada 863 48 175 14
Arkansas 1,611 11 206 5 New Hampshire 1,090 34 145 42
California (5) 1,403 20 177 13 New Jersey 1,309 23 151 34
Colorado 1,802 6 159 27 New Mexico 1,229 30 175 14
Connecticut 1,651 10 171 18 New York 1,455 17 164 22
Delaware 988 44 144 44 North Carolina 1,192 33 164 22
D.C. 1,272 25 150 36 North Dakota 1,256 27 114 51
Florida 2,437 1 175 14 Ohio 920 45 160 25
Georgia 1,466 16 205 6 Oklahoma 2,155 3 221 4
Hawaii 1,299 24 172 17 Oregon 793 50 150 36
Idaho 884 47 146 40 Pennsylvania 1,014 40 147 39
Illinois 1,223 31 154 31 Rhode Island 1,900 5 178 12
Indiana 1,058 36 162 24 South Carolina 1,432 18 184 8
Iowa 1,043 37 135 47 South Dakota 1,270 26 117 50
Kansas 1,491 14 159 27 Tennessee 1,368 21 183 10
Kentucky 1,232 29 156 30 Texas (6) 2,146 4 204 7
Louisiana 2,259 2 243 2 Utah 831 49 145 42
Maine 996 42 146 40 Vermont 1,025 38 150 36
Maryland 1,238 28 152 33 Virginia 1,199 32 151 34
Massachusetts 1,712 8 168 21 Washington 1,001 41 159 27
Michigan 993 43 179 11 West Virginia 1,016 39 170 20
Minnesota 1,607 13 132 48 Wisconsin 780 51 127 49
Mississippi 1,766 7 258 1 Wyoming 1,432 18 142 45
Missouri 1,340 22 171 18 United States $1,411   $170  
(1) Includes state funds, residual markets and some wind pools. (2) Based on the HO-3 homeowner package policy for owner-occupied dwellings, 1 to 4 family units. Provides all risks coverage (except those specifically excluded in the policy) on buildings and broad named-peril coverage on personal property, and is the most common package written. (3) Ranked from highest to lowest. States with the same premium receive the same rank. (4) Based on the HO-4 renters insurance policy for tenants. Includes broad named-peril coverage for the personal property of tenants. (5) Data provided by the California Department of ºÚÁϲ»´òìÈ. (6) Texas data were obtained from the Texas Department of ºÚÁϲ»´òìÈ. Note: Average premium=Premiums/exposure per house years. A house year is equal to 365 days of insured coverage for a single dwelling. The NAIC does not rank state average premiums and does not endorse any conclusions drawn from this data. Source: National Association of ºÚÁϲ»´òìÈ Commissioners (NAIC). Further reprint or distribution strictly prohibited without written permission of NAIC.

Claims

Top 10 States For Homeowners ºÚÁϲ»´òìÈ Lightning Losses By Number Of Claims, 2024
View Full Table
 
Rank State Value of claims Number of claims Average cost per claim
1 Florida $113,218,813 4,780 $23,686
2 Texas 168,461,044 4,369 38,558
3 California 75,028,400 4,005 18,734
4 Georgia 48,546,426 3,376 14,380
5 North Carolina 30,299,433 2,574 11,771
6 Louisiana 34,306,009 2,283 15,027
7 Alabama 36,617,416 2,175 16,836
8 New York 34,109,020 1,937 17,609
9 Pennsylvania 15,777,521 1,792 8,804
10 Illinois 24,068,318 1,626 14,802
  Top 10 States $580,432,401 28,917 $20,072
Source: ºÚÁϲ»´òìÈ Information Institute, State Farm®.

Natural Catastrophes By Peril

Convective storms: Tornadoes, Hail and Lightning

Top 10 States, By Number Of Tornadoes, 2024 (1)
View Full Table
 
Rank State Number of tornadoes (2) Fatalities
1 Texas 169 9
2 Iowa 131 6
2 Nebraska 131 0
4 Illinois 126 0
5 Missouri 105 1
6 Florida 103 8
7 Louisiana 92 3
8 Oklahoma 91 8
9 Kansas 89 1
10 Ohio 82 3
(1) Numbers include preliminary estimates as of January 2025. (2) Excludes Puerto Rico. Tornadoes that cross state lines are counted in every state in which they touch down. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.
Tornadoes And Related Deaths By State, 2024 (1)
View Full Table
 
State Tornadoes Fatalities Rank (2) State Tornadoes Fatalities Rank (2)
Alabama 79 1 12 Montana 4 0 35
Alaska 0 0 (3) Nebraska 131 0 2
Arizona 6 0 32 Nevada 0 0 46
Arkansas 44 5 16 New Hampshire 2 0 38
California 6 0 32 New Jersey 1 0 39
Colorado 31 0 23 New Mexico 11 0 30
Connecticut 1 0 39 New York 32 1 21
Delaware 1 0 39 North Carolina 37 2 19
D.C. 0 0 (3) North Dakota 18 0 27
Florida 103 8 6 Ohio 82 3 10
Georgia 33 2 20 Oklahoma 91 8 8
Hawaii 0 0 (3) Oregon 3 0 36
Idaho 1 0 39 Pennsylvania 32 0 21
Illinois 126 0 4 Rhode Island 1 0 39
Indiana 61 1 13 South Carolina 48 0 15
Iowa 131 6 3 South Dakota 11 0 30
Kansas 89 1 9 Tennessee 23 1 24
Kentucky 57 1 14 Texas 169 9 1
Louisiana 92 3 7 Utah 3 0 36
Maine 0 0 46 Vermont 0 0 46
Maryland 16 0 28 Virginia 14 0 29
Massachusetts 1 0 39 Washington 1 0 39
Michigan 23 1 24 West Virginia 21 0 26
Minnesota 41 0 18 Wisconsin 42 0 17
Mississippi 81 0 11 Wyoming 5 0 34
Missouri 105 1 5 United States (4) 1,910 54  
(1) Numbers include preliminary estimates as of January 2025. Ranked by total number of tornadoes. (2) States with the same number of tornadoes receive the same ranking. (3) State had no tornadoes in 2024. (4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.

Man-made Catastrophes By Peril

Fires

Top 10 Costliest Large-Loss Fires, 2022 (1)
View Full Table
($ millions)
Rank State Month Type of facility Estimated loss
1 Kansas April Gas distribution system building $200.0 
2 California July Wildfire/urban interface 200.0 
3 Oregon February Food processing plant 100.0 
4 Michigan February Country club 80.0 
5 California September Wildfire/urban interface 75.0 
6 Oklahoma February Apartment building under construction 65.2 
7 Utah October Apartment building under construction 55.0 
8 Ohio May Natural gas plant 45.0 
9 California April Food processing facility 45.0 
10 Illinois February Document storage warehouse 38.0 
(1) Large-loss fires of $20 million or more in 2022. Note: Loss data shown here may differ from figures shown elsewhere for the same event due to differences in the date of publication, the geographical area covered and other criteria used by organizations collecting the data. Source: Reproduced with permission from Large-Loss Fires and Explosions in the United States in 2022 by Stephen G. Badger, ©2024 National Fire Protection Association .
Top Catastrophic Multiple-Death Fires and Explosions, 2022 (1)
View Full Table
 
Rank (2) Month State Type of facility Deaths
1 January New York 120-unit apartment building 17
2 January Pennsylvania 2-unit rowhouse 12
3 August Pennsylvania Single-family home 10
4 July Arkansas Single-family home 6
4 December New York Single-family home 6
4 December Ohio Single-family home 6
4 December Tennessee Single-family home 6
5 February Pennsylvania Single-family home 5
5 February Texas Single-family home 5
5 March Illinois Single-family farmhouse 5
5 April Pennsylvania Single-family home 5
5 May Pennsylvania Single-family home 5
5 June Michigan Single-family home 5
5 September Pennsylvania Single-family farmhouse 5
6 July California Wildland 4
6 July New Mexico Wildland 4
6 December Florida Warehouse 4
(1) Fires or explosions that kill five or more people in residential property, or three or more people in nonhome or nonstructural property. (2) Fires with the same number of deaths receive the same rank. Source: National Fire Protection Association.

Crime

Cybercrime and Identity Theft

Top 10 States By Number Of Cybercrime Complaints And By Losses, 2024 (1)
View Full Table
 
Rank State Number Rank State Losses ($ millions)
1 California 96,265 1 California $2,539
2 Texas 62,347 2 Texas 1,352
3 Florida 52,191 3 Florida 1,072
4 New York 36,468 4 New York 904
5 Pennsylvania 27,838 5 Illinois 479
6 Illinois 25,446 6 New Jersey 435
7 Ohio 24,915 7 Georgia 420
8 Indiana 23,689 8 Pennsylvania 400
9 North Carolina 22,021 9 Arizona 392
10 Arizona 20,101 10 Washington 368
(1) Based on the total number of complaints submitted to the Internet Crime Complaint Center via its website from each state where the complainant provided state information. Source: Internet Crime Complaint Center.
Identity Theft By State, 2024
View Full Table
 
State Reports per 100,000 population (1) Number of reports Rank (2), (3) State Reports per 100,000 population (1) Number of reports Rank (2), (3)
Alabama 269 13,596 16 Nebraska 130 2,554 40
Alaska 106 780 48 Nevada 466 14,631 3
Arizona 287 20,863 15 New Hampshire 150 2,079 34
Arkansas 209 6,340 25 New Jersey 313 29,037 11
California 356 139,665 7 New Mexico 150 3,171 34
Colorado 208 12,087 26 New York 295 58,692 12
Connecticut 236 8,502 21 North Carolina 259 27,466 19
Delaware 392 3,942 5 North Dakota 119 924 46
Florida 528 115,840 1 Ohio 236 27,766 21
Georgia 517 55,955 2 Oklahoma 169 6,747 29
Hawaii 138 1,990 38 Oregon 163 6,896 31
Idaho 125 2,367 43 Pennsylvania 290 37,717 14
Illinois 339 43,028 9 Rhode Island 264 2,896 18
Indiana 198 13,471 27 South Carolina 291 15,146 13
Iowa 123 3,919 44 South Dakota 94 845 50
Kansas 154 4,518 33 Tennessee 212 14,829 24
Kentucky 142 6,396 37 Texas 393 116,484 4
Louisiana 346 15,991 8 Utah 157 5,224 32
Maine 127 1,746 41 Vermont 101 651 49
Maryland 324 19,990 10 Virginia 213 18,460 23
Massachusetts 388 27,141 6 Washington 169 13,068 29
Michigan 237 23,783 20 West Virginia 113 2,017 47
Minnesota 127 7,280 41 Wisconsin 149 8,798 36
Mississippi 268 7,903 17 Wyoming 120 697 45
Missouri 187 11,535 28 D.C. 480 3,225  
Montana 131 1,447 39 Puerto Rico 51 1,649  
(1) Population figures are based on the 2023 U.S. Census population estimates. (2) States ranked per complaints per 100,000 population. States with the same number of complaints per 100,000 population receive the same rank. (3) Excludes the District of Columbia and Puerto Rico. Source: Federal Trade Commission, Consumer Sentinel Network.

Motor Vehicles

Crashes

Motor Vehicle Traffic Deaths By State, 2021-2022
View Full Table
 
  Number of deaths   Number of deaths
State 2021 2022 Percent change State 2021 2022 Percent change
Alabama 983 988 1% Montana 239 213 -11%
Alaska 70 82 17 Nebraska 221 244 10
Arizona 1,192 1,302 9 Nevada 385 416 8
Arkansas 692 643 -7 New Hampshire 118 146 24
California 4,513 4,428 -2 New Jersey 692 685 -1
Colorado 691 764 11 New Mexico 483 466 -4
Connecticut 303 359 18 New York 1,156 1,175 2
Delaware 136 162 19 North Carolina 1,693 1,630 -4
D.C. 41 32 -22 North Dakota 101 98 -3
Florida 3,741 3,530 -6 Ohio 1,354 1,275 -6
Georgia 1,809 1,797 -1 Oklahoma 762 710 -7
Hawaii 94 116 23 Oregon 599 601 0
Idaho 273 215 -21 Pennsylvania 1,230 1,179 -4
Illinois 1,334 1,268 -5 Rhode Island 63 52 -17
Indiana 932 949 2 South Carolina 1,198 1,094 -9
Iowa 356 338 -5 South Dakota 148 137 -7
Kansas 423 410 -3 Tennessee 1,327 1,314 -1
Kentucky 806 744 -8 Texas 4,500 4,408 -2
Louisiana 971 906 -7 Utah 332 319 -4
Maine 153 182 19 Vermont 74 76 3
Maryland 563 564 0 Virginia 973 1,008 4
Massachusetts 413 434 5 Washington 674 733 9
Michigan 1,137 1,124 -1 West Virginia 282 264 -6
Minnesota 488 444 -9 Wisconsin 620 596 -4
Mississippi 766 703 -8 Wyoming 110 134 22
Missouri 1,016 1,057 4 United States 43,230 42,514 -2%
Source: U.S. Department of Transportation, National Highway Traffic Safety Administration.

Theft

Top 10 States With The Most Number Of Motor Vehicle Thefts, 2022-2023 (1)
View Full Table
 
Rank State 2023 2022 Percent change 2022-2023
1 California 208,668 202,685 3%
2 Texas 115,013 105,015 10
3 Florida 46,213 45,973 1
4 Washington 43,160 46,939 -8
5 Illinois 41,528 38,649 7
6 Colorado 34,068 42,237 -19
7 New York 32,715 28,292 16
8 Ohio 31,647 29,913 6
9 Georgia 28,171 26,529 6
10 Missouri 27,279 29,345 -7
(1) Law Enforcement Agencies may still be reporting thefts for 2023, and these numbers may change. Source:  National ºÚÁϲ»´òìÈ Crime Bureau.
Motor Vehicle Thefts By State, 2022 (1)
View Full Table
 
State Motor vehicle theft incidents (2) Percent of population covered by reporting law enforcement agencies (3) State Motor vehicle theft incidents (2) Percent of population covered by reporting law enforcement agencies (3)
Alabama 8,757 89% Montana 2,509 98%
Alaska 637 60 Nebraska 2,021 72
Arizona 7,667 62 Nevada 15,654 99
Arkansas 7,436 98 New Hampshire 902 98
California 65,464 54 New Jersey 9,393 63
Colorado 45,599 99 New Mexico 10,859 88
Connecticut 7,009 98 New York 6,332 24
Delaware 1,658 98 North Carolina 20,366 97
D.C. 3,907 100 North Dakota 1,994 97
Florida 8,558 38 Ohio 26,339 94
Georgia 19,703 88 Oklahoma 12,736 100
Hawaii 4,621 100 Oregon 22,816 100
Idaho 1,734 96 Pennsylvania 14,370 38
Illinois 31,341 85 Rhode Island 1,717 99
Indiana 11,678 85 South Carolina 12,726 99
Iowa 4,285 93 South Dakota 2,114 88
Kansas 6,204 90 Tennessee 25,562 100
Kentucky 9,486 99 Texas 98,026 99
Louisiana 8,128 74 Utah 6,631 96
Maine 980 95 Vermont 595 96
Maryland 11,711 91 Virginia 13,673 100
Massachusetts 6,986 100 Washington 49,693 99
Michigan 26,155 92 West Virginia 1,383 88
Minnesota 16,540 94 Wisconsin 13,033 95
Mississippi 2,898 63 Wyoming 629 76
Missouri 30,267 97
(1) Includes the District of Columbia. Does not include a total for the United States because data in this chart is compiled on a different basis than the national totals released by the FBI. (2) Beginning in 2021, state totals comprise of incidents submitted by law enforcement agencies to the National Incident-Based Reporting System (NIBRS) (3) States have varying degrees of reporting data to the NIBRS. Percent of population covered shown. Source: U.S. Department of Justice, Federal Bureau of Investigation, Crime Data Explorer.

Causes of Death

Top 10 States By Drug Poisoning Deaths And Death Rates, 2022 (1)
View Full Table
 
  By number of deaths   By deaths per 100,000 people
Rank State Number of deaths Deaths per 100,000 people Rank State Number of deaths Deaths per 100,000 people
1 California 10,952 26.9 1 West Virginia 1,335 80.9
2 Florida 7,551 35.2 2 District of Columbia 451 64.3
3 New York 6,358 31.4 3 Tennessee 3,825 56.0
4 Texas 5,489 18.2 4 Delaware 549 55.3
5 Pennsylvania 5,169 40.9 5 Louisana 2,376 54.5
6 Ohio 5,144 45.6 6 Maine 707 54.3
7 North Carolina 4,310 41.8 7 Kentucky 2,271 53.2
8 Illinois 3,849 30.0 8 New Mexico 1,024 50.3
9 Tennessee 3,825 56.0 9 Vermont 276 45.9
10 Michigan 2,997 30.7 10 Ohio 5,144 45.6
(1) Drug overdose caused by prescription and illegal drugs. Source: Centers for Disease Control and Prevention, National Center for Health Services.